The Chubb Life Insurance with Long-Term Care (LTC) Benefits program offers life insurance coverage for you and your family and LTC benefits if you need them. Building a plan is simple and the coverage options below are available with guarantee issue for eligible employees.
You can select a life insurance benefit of $25,000, $50,000, $100,000, or $150,000. You can elect coverage for your spouse up to your benefit amount with a maximum benefit of $75,000*.
*Note: Employee issue ages 71 – 80; maximum amount allowed is $50,000 and additional underwriting required. Spouse maximum issue age through 70. Employee must participate in order to enroll for spouse coverage.
If you need LTC, you can access 4% of your death benefit while you are living for home health care, assisted living, adult day care, and nursing facility care.
Your total LTC benefit is 3x the death benefit amount selected which will provide 75 months of LTC coverage.
Example: If your life insurance benefit is $100,000, your monthly LTC benefit would be $4,000 and your total LTC benefit $300,000.
Visit the Life Insurance with Long-Term Care benefits website at https://www.groupltci.com/veolia to learn more, run a no obligation quote, and enroll online. For questions or a one-on-one consultation, call (844) 733-0283. You’ll need your Employee ID and PIN to login to the system, get a quote and enroll.
PIN: Last 4 digits of your SSN + Last 2 digits of your birth year