Veolia North America 401(k) Savings Plan

Overview: 

• The VNA 401(k) savings plan offers you the ability to make contributions in the form of regular pre-tax or Roth contributions and may provide company contributions including matching contributions on your pre-tax or Roth contributions.
• Highlights
  • 100% company match on the first 5% of your payroll contributions*
  • Immediate vesting of employee contributions*
  • Maximum Employee Contribution of pretax and/or Roth
    • Under age 50
      • You can contribute up to $24,500
    • Age 50+ (catch-up eligible)
      • Base limit: $24,500
      • Catch-up: +$8,000
      • Total: $32,500
    • Age 60 to 63 (enhanced catch-up)
      • Base limit:   $24,500
      • Catch-up: +$11,250
      • Total:   $35,750
    • Important: If you earned $150,000 or more in 2025, catch-up contributions must be made as Roth contributions starting in 2026.
  • Wide range of investment options
  • Access to professional management services 
• For information about the most up-to-date investment options available through the plan, please contact Fidelity Investments, the plan’s recordkeeper, using the website, app or phone number below

Eligibility: 

• All exempt, non exempt hourly and/or nonunion employees (except for Temporary, Student Co-Op and Interns).  

• • Temporary, Student Co-Op and Interns must work 1,000 in a calendar year to enter the plan. 
  • If you are an Inpat or Expat, please consult with your HRBP for your eligibility status.

• Union employees  – please consult your CBA to determine your eligibility. 

Contributions: 

• Once you have signed up for your 401k contribution, you will start to see deductions come out of your pay check. You will only have deductions if you receive a paycheck for that pay period. 

Questions? 

• Contact Fidelity representative at (800) 835-5099 (choose option 1) Monday through Friday, 8:30am to 12am ET (excluding most holidays) or go to nb.fidelity.com
• You can also use the automated voice response system virtually 24 hours, 7 days a week.

Resources:

• How to create a Fidelity account: If you are a new user, click Register as a New User and follow the steps online. If you already have Fidelity login credentials, use those same credentials to log onto NetBenefits.
• Accessing Your Account: Access your Plan account online at nb.fidelity.com or contact a Fidelity representative at (800) 835-5099 (choose option 1).
• Fidelity Mobile App: You can find the NetBenefits App on the Google Play Store or Apple Store.
• Plan Highlights
• Plan Designated Default Fund Notice – Information about how your contributions are invested when you don’t choose other investments.
• Participant Disclosure Notice and Comparative Chart – Details about fees associated with your account.
• BrokerageLink ® Fee Appendix – Fee information related to the self-directed brokerage account option in the Plan.
• Summary Plan Description – Please note that the SPD for all Veolia plan eligible employees will be updated in 2026.

*employees subject to collective bargaining agreements, should consult their CBA’s for benefits eligibility the page