Long-Term Care (LTC)

The CHUBB Life Insurance with Long-Term Care (LTC) Benefits program offers life insurance coverage for you and your family and LTC benefits if you need them. Building a plan is simple and the coverage options below are available with guarantee issue for eligible employees.

Life Insurance Benefit:

You can select a life insurance benefit of $25,000, $50,000, $100,000, or $150,000. You can elect coverage for your spouse up to your benefit amount with a maximum benefit of $75,000*.

*Note: Employee issue ages 71 – 80; maximum amount allowed is $50,000 and additional underwriting required. Spouse maximum issue age through 70. Employee must participate in order to enroll for spouse coverage.

Monthly LTC Benefit:

If you need LTC, you can access 4% of your death benefit while you are living for home health care, assisted living, adult day care, and nursing facility care.

Total LTC Benefit:

Your total LTC benefit is 3x the death benefit amount selected which will provide 75 months of LTC coverage.

Example: If your life insurance benefit is $100,000, your monthly LTC benefit would be $4,000 and your total LTC benefit $300,000.

Want More Information?

Visit the Life Insurance with Long-Term Care benefits website at groupltci.com/veolia to learn more, run a no obligation quote, and enroll online. For questions or a one-on-one consultation, call (844) 733-0283. You’ll need your Employee ID and PIN to login to the system, get a quote and enroll.

PIN: Last 4 digits of your SSN + Last 2 digits of your birth year

Have More Questions?

Please contact CHUBB Customer Service at (844) 733-0283 or online at groupltci.com/veolia.