Your Veolia Benefits

PPO, EPO, & HSA: What Are the Differences?

PPO Plan Highlights:

  • Generally pay nothing for in-network preventive care
  • Can receive care from any licensed provider (doctors, hospitals and other health care facilities)
  • Pay for services up to the deductible amount; after meeting the deductible you pay a percentage of the cost for each covered service up to the out-of-pocket maximum
  • Pay less when you use in-network providers

 

EPO Plan Highlights:

  • Generally pay nothing for in-network preventive care
  • Must use in-network providers in order to receive benefits; the only out-of-network costs that will be paid are those charged as a result of receiving emergent care
  • Pay for services up to the deductible amount; after meeting the deductible, you pay a percentage of the cost for each covered service up to the out-of-pocket maximum.

 

HSA Plan Highlights:

  • Generally pay nothing for in-network preventive care
  • Can receive care from any licensed provider (doctors, hospitals and other health care facilities)
  • Pay for services up to the deductible amount; after meeting the deductible you pay a percentage of the cost for each covered service up to the out-of-pocket maximum
  • Pay less when you use in-network providers
  • Can save pre-tax money through a Health Savings Account (HSA) for current or future health care needs
  • Receive, in the HSA Gold Plan, a maximum annual contribution to your Health Savings Account (HSA) from Veolia:  $750 for employee only coverage or $1,500 for other coverage tiers.  *Please see below for additional information. 
  • For most services, you’ll have to meet a higher deductible before the HSA Plan pays its share of the cost of services than you would in the EPO or PPO Plans. You will pay the full cost of items such as prescription drugs and office visits until the plan’s deductible amount is met.

*Note: Employer HSA Contributions are prorated and deposited per your payroll schedule, not as a lump sum.

 

 

Veolia Contributions to HSA Account Each Pay Period
HSA Gold Medical Plan Weekly Payroll Bi-Weekly Payroll
Employee Only Coverage $14.42 $28.85
All Other Coverage Tiers $28.85 $57.69
 
 
For example, if you are enrolled in the HSA Gold Plan for Employee Only, and you are paid weekly by Veolia, you will receive $14.42 per pay period deposited into your HSA account.  If you work the entire calendar year, you will receive a total of $750 in Veolia contributions ($14.42 x 52 pay periods = $750).
 

If you are hired during the year, you would receive the same amount ($14.42 per pay period) for the number of remaining pay periods in the year.  For example, if hired in June, a weekly employee would receive a maximum contribution from Veolia of $374.92 to their Health Savings Account ($14.42 x 26 pay periods = $374.92).


For a side-by-side comparison of the Veolia North America plans, click HERE.

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