Your Veolia Benefits

Learn about Health Savings Accounts

Depending on how you use health care in a typical year, you could save money by enrolling in an HSA Plan, with a Health Savings Account (HSA).  Here is a flyer with more information.  These plans let you save the money you would otherwise pay in contributions for coverage in a tax-advantaged account you can use for current or future health care expenses—even after you retire.

Video Introduction:

Watch this video introduction to the HSA Plans.


The Tax Advantages of an HSA Plan:

You make pre-tax contributions through payroll deduction up to the maximum contribution allowed for the year:

  • For 2023, the maximum  is $3,850 and for employee only coverage, and $7,750 for all other coverage tiers
  • For 2024, the maximum  is $4,150 and for employee only coverage, and $8,300 for all other coverage tiers
  • (Plus an extra $1,000 if you are age 55 or older). 

If you enroll in the HSA Gold Plan, these maximums include the contributions made by Veolia into your Health Savings Account (for more information on the HSA Gold Plan, please refer to the link “Learn About Your Medical Plan Options“.

If you enroll in the HSA Gold Plan, Veolia contributes money to your health savings account just for enrolling and opening it. You don’t even need to contribute your own money to receive the contribution from Veolia.

  • Money goes in pre-tax, through payroll deduction
  • Money grows with tax-free interest
  • Money used for eligible health care expenses goes out tax-free
  • And, the account is portable. If you leave Veolia, the money goes with you

You can find more information regarding Health Savings Accounts:


HSA Administrator:

The HSA accounts at Veolia North America are administered by Fidelity Investments. If you’re new to the HSA, you first must register with Fidelity Investments.


HSA Contributions:

If you chose to contribute to your HSA directly (not through payroll deductions) you MUST confirm or adjust your annual goal amount on the benefits enrollment system so that you don’t exceed the IRS maximum for the calendar year.


HSA Transfer:

If you enroll in either Veolia’s HSA Gold or HSA Silver medical plan, you can transfer your HSA from a previous employer or from Cigna. To start a transfer to Fidelity Investments, please visit or fill out this HSA Transfer Request form and mail to the address provided. 

Please note that the transfer may take up to 4-6 weeks to process, as some banks have a 30-day window to release funds before mailing the check to Fidelity Investments.


Investing your HSA Dollars:

You are eligible to open an investment account with your funds at Fidelity. There may be funds that require a minimum amount to invest, but Fidelity does not require a minimum to start investing. Here is a flyer with more information. If you have questions about contributing to your HSA, call 800.544.3716 to speak with a Fidelity HSA Service Specialist.


Fidelity Health App

Learn how to manage health savings accounts benefits and expenses on the go with the Fidelity Health App, click HERE.


Have More Questions?

Please contact Fidelity Investment Customer Service at (800) 835-5095 or online at