Veolia Water Resources 401(k) Savings Plan (Formerly the SUEZ 401(k) Plan)

Overview:

• The Veolia Water Resources 401(k) Savings Plan offers you the ability to make contributions in the form of regular pre-tax, Roth or after-tax contributions and may provide additional company contributions including matching contributions on your pre-tax contributions.
• Highlights
  • Company Contributions*
  • Maximum Employee Contribution of pre-tax and/or Roth:
    • • Under age 50
        • You can contribute up to $24,500
      • Age 50+ (catch-up eligible)
        • Base limit: $24,500
        • Catch-up: +$8,000
        • Total: $32,500
      • Age 60 to 63 (enhanced catch-up eligible)
        • Base limit:   $24,500
        • Catch-up: +$11,250
        • Total:   $35,750
      • Important: If you earned $150,000 or more in 2025, catch-up contributions must be made as Roth contributions starting in 2026.
  • Additional After-Tax Contribution opportunity available
  • Wide range of investment options
  • Access to Fidelity representatives for investment guidance
• For information about the most up-to-date investment options available through the plan, please contact Fidelity Investments, the plans recordkeeper, using the website, app or phone number below.

Eligibility:

• Certain NVNA employees with grandfathered Pension Benefits along with Municipal Water Regulated and Management & Services (M&S) Regulated employees.
• Union employees – please consult your CBA to determine your eligibility.

Cost:

• Once you have signed up for your 401k contribution, you will start to see your deductions come out of your pay check. You will only have deductions and other contributions if you receive a paycheck for that pay period.

Questions?

• Contact Fidelity representative at (800) 835-5099 (choose option 1) Monday through Friday, 8:30am to 12am ET (excluding most holidays) or go to nb.fidelity.com
• You can also use the automated voice response system virtually 24 hours, 7 days a week.

Resources:

• How to create a Fidelity account: If you are a new user, click Register as a New User and follow the steps online. If you already have Fidelity login credentials, use those same credentials to log onto NetBenefits.
• Accessing Your Account: Access your Plan account online at nb.fidelity.com or contact a Fidelity representative at (800) 835-5099 (choose option 1).
• Fidelity Mobile App: You can find the NetBenefits App on the Google Play Store or Apple Store.
• Plan Highlights
• Summary Plan Description – Please note that the SPD for all Veolia 401(k) plan eligible employees will be updated in 2026.
• Plan Designated Default Fund Notice Information about how your contributions are invested when you dont choose other investments.
• Participant Disclosure Notice and Comparative Chart Details about fees associated with your account.
• BrokerageLink Fee Appendix Fee information related to the self-directed brokerage account option in the Plan.

*employees subject to collective bargaining agreements, should consult their CBA’s for benefits eligibility the page