Health Savings Account (HSA) (Fidelity)

Overview:

• Depending on how you use health care in a typical year, you could save money by enrolling in an HSA Plan, with a Health Savings Account (HSA).
• These plans let you save the money you would otherwise pay in contributions for coverage in a tax-advantaged account you can use for current or future health care expenses even after you retire.
• The HSA accounts at Veolia North America are administered by Fidelity Investments.
• For 2025, the maximum you can contribute is $4,300 for employee only coverage, and $8,550 for all other coverage tiers. (Plus an extra $1,000 if you are age 55 or older).
• You can elect, stop, or change the amount of pay you defer into your Health Savings Account (HSA) at any time, not just during annual enrollment. To make a change to your HSA contributions, you can log in to the Benefit Enrollment System or call the Veolia Benefits Center for assistance.

Eligibility:

• You must be enrolled in the United Healthcare High Deductible Health Plan – Silver or Gold Plan to contribute to a HSA.
• All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire.
• Union employees – please consult your CBA to determine your eligibility.

Cost:

• Employees will see the cost per pay period when you log into the Benefit Enrollment system.
• Employees may elect coverage and will pay via payroll deductions.

Questions?

• Fidelity Investment Customer Service at (800) 835-5095 or online at nb.fidelity.com.

Resources:

• Learn more about HSA
  • Four Things to Know about your HSA
  • HSA Introduction Video
  • Tips to help optimize your HSA
  • Checklist: Learn about the benefits of your HSA
  • Your guide to understanding a Health Savings Account
  • Exploring the Benefits of an HSA-eligible Health Plan and HSA Watch
  • IRS Publication 969
• Register an HSA Account Here
• Mobile App Overview
• HSA Transfer Request form:
  • If you enroll in either Veolias HSA Gold or HSA Silver medical plan, you can transfer your HSA from a previous employer.
  • Please note that the transfer may take up to 4-6 weeks to process, as some banks have a 30-day window to release funds before mailing the check to Fidelity Investments.
• HSA Reimbursements: Use your HSA money tax-free for qualified medical expenses, pay yourself back when youve paid out of pocket, cover a purchase on the spot with your HSA debit card, or pay a health care bill.
  • Log onto nb.fidelity.com
  • Select Health Savings Account on the left hand side
  • Select Paying
  • Choose Reimburse Yourself, Pay an expense and follow the process