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Your Veolia Benefits > Long-Term Care (LTC) (Chubb)

Long-Term Care (LTC) (Chubb)

Overview: 

The CHUBB Long-Term Care (LTC) + Life Insurance Benefits program offers life insurance coverage for you and your family and LTC benefits if you need them. Building a plan is simple and the coverage options below are available with guarantee issue for eligible employees.

Life Insurance Benefit:

    • You can select a life insurance benefit of $25,000, $50,000, $100,000, or $150,000. You can elect coverage for your spouse up to your benefit amount with a maximum benefit of $75,000*.
    • *Note: Employee issue ages 71 – 80; maximum amount allowed is $50,000 and additional underwriting required. Spouse maximum issue age through 70. Employees must participate in order to enroll for spouse coverage.

Monthly LTC Benefit:

    • If you need LTC, you can access 4% of your death benefit while you are living for home health care, assisted living, adult day care, and nursing facility care.

Total LTC Benefit:

    • Your total LTC benefit is 3x the death benefit amount selected which will provide 75 months of LTC coverage.
    • Example: If your life insurance benefit is $100,000, your monthly LTC benefit would be $4,000 and your total LTC benefit $300,000.

Eligibility: 

  • All exempt, non exempt hourly and/or nonunion employees, working 20 hours or more per week as of date of hire. 
  • Union employees  – please consult your CBA to determine your eligibility. 

Cost: 

  • Cost varies per person – To run a no obligation quote, call (844) 733-0283. You’ll need your Employee ID and PIN to login to the system, get a quote and enroll.
  • You will be required to set up a direct bill account with Chubb to pay for the premiums. 

Questions?

  • CHUBB Customer Service at (844) 733-0283 or online at https://www.getltci.com/veolia.
  • For questions or a one-on-one consultation, you’ll need your Employee ID and PIN to login to the system, get a quote and enroll.
    • PIN: Last 4 digits of your SSN + Last 2 digits of your birth year

Resources: 

  • Visit the Life Insurance with Long-Term Care benefits website at https://www.getltci.com/veolia to learn more, run a no obligation quote, and enroll online.