Medicare Information

Overview: 

• Medicare Eligibility & Enrollment Periods
  • Initial Enrollment Period: 7-month window • 3 months before your 65th birthday month • Your birthday month • 3 months after your birthday month
  • Special Rule for Active Employees: You have 8 months after active coverage ends to enroll without penalty if you delayed Medicare while working
• Medicare While Actively Employed at Veolia
  • Primary Coverage Rules:
    • Veolia’s medical plan is PRIMARY if you’re actively employed (if enrolled in Medical insurance)
    • Medicare becomes SECONDARY if enrolled while working
    • Same rules apply to covered spouses
  • Key Points:
    • Enrollment in Medicare is optional while actively employed with Veolia coverage
    • Cannot enroll in Medicare Part D while having Veolia prescription coverage
    • Want to drop Veolia coverage after enrolling in Medicare?
      • Notify Veolia Benefits Center within 31 days from the effective date of Medicare. If you miss the window, you will have to wait until Annual Enrollment to make any changes to your benefits. 
• Medicare After Employment Ends
  • Important Changes:
    • Medicare becomes PRIMARY insurance
    • If continuing coverage through COBRA, CORBA becomes SECONDARY to Medicare
    • Medicare-eligible individuals must enroll in Parts A & B for full coverage
  • COBRA Options:
    • May elect COBRA for medical/Rx, dental, and vision
    • Can choose dental/vision only if declining medical COBRA

Questions? 

Veolia Benefits Center

• Phone Number: (844) 690-0918. Representatives are available from 7:30am to 6pm CST, Monday through Friday
• Email: help@mybenefitexpress.com

Resources: 

• Veolia North America Health and Welfare Benefits Plan SPD for coordination of benefits details (page 26)
• CMS-L564 Request for Employment Information Form – If you are enrolling in Medicare and you need to have this form completed by Veolia North America, please contact Veolia Benefits Department via email at us.vna.benefits.mailbox@veolia.com
• Health Advocate can help you enroll in Medicare and provide information on each part of Medicare and supplemental plan options.  You can review and print their brochure HERE, contact them by calling 1-866-695-8622, or go online at www.healthadvocate.com/veolianorthamerica.
• Visit the Medicare Website at medicare.gov
• Contact your local Social Security office
• View the Medicare & You Handbook